What We Do
Our approach to wealth management starts with knowing you well and then utilizing our knowledge, wisdom, & experience as your trusted advisor to achieve your aspirations.
Forging your Financial Future
We listen first, & subsequently craft a collaborative approach that guides you toward your goals.
Being independent allows our sole focus to be on advancing your interests through a highly personalized plan, free from bias or sales tactics.
We desire for your wealth to be a positive force in your life, helping support what’s most meaningful ― family, health, community, and purpose.
Meeting you where you are, regardless of your life stage, we take a comprehensive approach to your financial life, considering all aspects rather than focusing on isolated elements. The foundation of our company is built on our unwavering dedication to people and commitment to achieving their unique financial goals.
At Armor, our client-centric focus and holistic outlook empower you and future generations to navigate financial complexities with confidence and peace of mind.
A comprehensive approach to wealth management services.
As your trusted financial stress managers, what we offer is a custom wealth management experience designed around your specific needs and goals—putting your priorities ahead of ours.
Our integrated investment strategies ensure your portfolio aligns closely with your financial plan, overseen directly by our team. As our client, you’ll have direct access to the professionals managing your money.
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Financial Planning
Achieving financial security starts with a plan. After listening to your goals, we evaluate current assets, liabilities, income, and expenses to understand the entire financial situation, holistically.
From there, we develop strategies to achieve those objectives.
We continuously update our insights to offer guidance on adjusting cash flows as your circumstances change.
Our financial planning expertise includes:
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Creating organization around money in motion
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Creating sustainable income during retirement
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Determining when to claim Social Security benefits
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Evaluating Medicare options
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Preparing financially for major life transitions
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Evaluating Executive benefits
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Planning for Education expenses
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Evaluating credit & lending opportunities
Income Tax Planning
A unified tax strategy that’s aligned with your investment approach ensures you keep more of your earnings.
By strategically organizing and managing your financial affairs, we aim to minimize tax liabilities and maximize potential tax benefits.
This involves analyzing diverse income sources, deductions, credits, and tax-deferred investment opportunities to optimize overall tax outcomes.
Investment Management
Investment management is crucial in achieving your long-term financial objectives. We integrate investment management seamlessly into your overall financial plan & customize investment strategies to fit your specific circumstances.
Your custom investment portfolio is managed in-house, ensuring you can always speak with the team responsible for investing your money.
Our investment process includes:
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Global economic and investment research
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Portfolio construction Investment selection
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Portfolio monitoring & rebalancing Stress-testing & scenario analysis
Risk Management
Effective risk management aims to safeguard your investments and assets by anticipating challenges, responding proactively, and maintaining resilience in uncertain environments.
We monitor your circumstances closely to identify key financial risks and assist with implementing cost-effective solutions to mitigate them.
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Evaluating survivorship needs Reviewing property, casualty, and liability risks
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Evaluating risks to income due to disability
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Evaluating health coverage Reviewing risks for business owners
Legacy Planning
At Armor, we thoughtfully capture your financial and personal goals, ensuring your legacy endures, positively impacting loved ones and communities for generations to come.
We help our clients craft a comprehensive strategy to preserve and transfer wealth, values, and assets to future generations or chosen beneficiaries.
Our legacy planning encompasses:
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Identifying wealth transfer goals
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Reviewing beneficiary designations
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Reviewing estate planning documents
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Minimizing estate taxes
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Minimizing probate exposure
Longevity Planning
By integrating considerations for reduced capacity and long-term care into financial plans, you can safeguard your financial well-being to ensure a high-quality life throughout your extended lifespan.
As life expectancy increases, we help you prepare for the potential challenges ahead, such as reduced capacity and long-term care needs.
This includes developing strategies to manage and preserve assets that can support lifestyle and healthcare expenses in the case of declining health or cognitive abilities.
Charitable & Lifetime Gifting
Incorporating charitable and lifetime gifting strategies into your financial plans allows you to establish a lasting legacy, support causes you are passionate about, and potentially lessen tax liabilities.
We’ll strategically allocate assets to support philanthropic causes and maximize tax benefits.
This includes planning and executing donations during one's lifetime to charitable organizations or vehicles such as donor-advised funds and charitable trusts.
